[heading]Why Choose HARP?[/heading]
If you’re not behind on your mortgage payments but have been unable to get traditional refinancing because the value of your home had declined, you may be eligible to refinance through the Home Affordable Refinance Program (HARP). HARP is designed to help you get a new, more affordable, more stable mortgage. HARP refinance loans require a loan application and underwriting process, and refinance fees will apply.